Rochester Investments offers investment management and financial planning services to individuals and businesses.
We are a fee-only investment advisor. We do not receive commissions from selling insurance or investment products such as Annuities, Life Insurance, or Mutual funds. We are paid either by a flat annual percentage on assets under management, or by hourly fees that we charge for planning services. All of our investment management accounts are percentage fee accounts. We provide investment management on a discretionary basis which means that we do not need our clients preapproval for placing trades in their accounts.
Depending on the complexity and time needed for financial planning services, we may decide to waive our hourly fees and provide these services complementary as we often do for our investment clients. Our fees are listed in our ADV form and are provided to clients in advance so they understand how we are compensated and how much, and ask us questions.
Diana is a licensed insurance agent registered in the State of New York, so she can answer questions about insurance products, or get quotes from insurance companies when necessary. Insurance companies only provide quotes to licensed insurance agents. For that reason, she continues to maintain her license just in case someone needs to compare different options across insurance companies and products.
Most of our clients live in or near Rochester, NY, but we have clients across New York State, and other States.
We offer in person and online meetings,. We’re available to talk on the phone and by electronic communications. We frequently participate in 3-way calls with out clients to discuss accounts that are not under our management. We assist the clients with questions they may have about these external accounts, but the clients are unable or uncomfortable calling the other company on their own.
We have the ability to use electronic signatures for most of our accounts, but there may be forms that require a physical signature, and/or a notary signature.
We’ll guide you through the paperwork requirements and prefill most paperwork on your behalf, assuming you’ve given us the required information in advance. We do that for our investment clients when we need to set up new accounts, or make changes to their existing investment accounts.
We’re available to talk to other professionals our clients work with such as attorneys, accountants, payroll specialists, tax planners and tax preparers.
We look forward to helping you with your financial questions and financial planning needs.
Call us at 585-568-6656 or email us at dsa@rochesterinvestments.com.
Investment Management doesn’t have to be complicated!
