Why should I choose a Registered Investment Advisor (RIA) for financial services?
Unlike financial advisors who charge commissions, we are compensated by hourly or annual percentage fees for financial advice and for managing your investments. We have no incentive to selling you any particular products other than making recommendations we believe are in your best interest.
What else is different about Rochester Investments?
From the first time we get together to talk about your dreams, your worries, and your life experiences, and goals, you’ll have a true, objective partner in planning your financial future—and a collaborator who cares about your life and can put your mind at ease.
What credentials does your firm have?
Our team includes professionals with years of experience in banking, finance, taxes, lending, investment management, annuities, life insurance, trusts and estates. Our professionals can help you with most financial needs, from retirement planning to tax planning, and anything in between.
What kind of client is right for Rochester Investments?
Our team prefers to work with clients who are ready to commit to a long-term plan, exercise discipline, and proactively communicates with us as their needs change. Open communication, friendly conversation, and mutual respect are hallmarks of our client relationships.
If I work with Rochester Investments, when will things start heading in the right direction?
It all depends on where you are today and the goals you have in mind. We work hard to assess your situation, craft a personalized plan for you, and spring it into action. Once we have a signed agreement and we’re managing your assets, you’ll begin to see your personalized plan and investment strategy take shape. And, of course, we’ll be in regular contact to explain what’s happening with your accounts.
Who at Rochester Investments will be part of my relationship with the firm?
We offer clients the best of both worlds: you’ll have a dedicated contact who will be your primary advisor, plus a team with a range of experience that your advisor can turn to for a wealth of knowledge. That’s how we get to know you and understand your needs and match you the the right expertise.
What can I expect to pay for your services?
As your fiduciary, we have an ethical duty to put your interests ahead of our own. You will never be charged a commission. Our annual fee is 1% on the first $1,000,000. Fees are billed on a total amount of assets you have with us, and charged directly from your accounts on a quarterly basis. Clients with accounts over a million receive a discount if their accounts exceed a million in the aggregate. The discount is applied to any amount over the first million.
In addition, we charge hourly for financial planning and other services we provide. We may decide to waive the hourly fees based on the total amount of assets we manage for you.
How often will I hear from Rochester Investments?
We meet with clients annually, but we may meet more frequently when there is a need for it. Our clients are always welcome to contact us at any time when they need help or have questions. We check in with clients to make sure they’re comfortable and their questions are answered.
We also deliver routine communications, including quarterly newsletter with updates about the market, responses to current events, and what to watch for next.
We love what we do and we genuinely care about our clients!!!
