Retirement plans are a valuable benefit that impacts the present and future lives of individuals and families. For anyone looking to move their retirement account from current or prior employer plans, we offer a rollover options. For small business owners we can set up a retirement plan, such as 401K, 403B, 457, pension plans, SIMPLE IRA, and/or SEP IRA, that may help you plan for your future.
Have you recently changed jobs or you are thinking about retiring? You may be wondering what to do with your retirement account, when to start social security, what Medicare plans to select, what taxes you will pay in retirement, etc. and you're unsure what to do next. These are important decisions that must be made within certain timeframes, and the decisions you make will impact your future.
It's tempting to say we deliver strong financial performance but in reality a number can mean one thing to one person and something very different to another. Quantifying your expectations that are uniquely related to you, and subject to your own criteria, is not a realistic way to describe our value added.
Rochester Investments, Inc is an investment advisor firm registered with the U.S. Securities and Exchange Commission*, an investment manager, financial advisor, and financial planner firm located in Rochester NY. We serve individuals and businesses with their investment and financial planning needs**. We offer financial services to individuals and families. Our primary custodian is Charles Schwab, however we can work with other custodians when necessary, as it’s generally the case when we manager 403B accounts. For our small business clients, we set up and manage retirement plans based on the business owners’ specific criteria. For invidicuals and businesses, we set up new and rollover existing accounts, we process retirement distributions, and provide retirement planning or any other planning as defined below:
We provide investment management, investment research, retirement planning, tax and estate strategies, and manage retirement and non-retirement assets.
In our work, we focus on:
1. Investment Management: investment portfolios using stocks, bonds, exchange traded funds (ETFs), mutual funds, and CDs.
2. Business Planning: 401K and pension plans, executive benefits to owners and key employees, business buy-sell agreements, business exit strategies, group benefits, corporate-owned life insurance, etc.
3. Divorce and/or Loss of Spouse financial and retirement planning.
4. Retirement Planning to employed individuals, anyone thinking of retirement, and people during their Work transition: We help them evaluate 401K, 403B, 457, IRA and ROTH IRA accounts, and see how their current investments fit into their retirement plans.
5. Retirement Income and wealth preservation for anyone looking into receiving a recurring income before or in retirement.
7. Trusts and Estates,and leaving a legacy.
8. Tax planning for individuals and families.
While everyone’s situation is different, we use financial and tax planning strategies that focus on long term investments.
Our financial services extend to our clients family and friends, and we welcome the opportunity to work with anyone that can benefit from our services. We try to understand what’s important to the people we help, and to plan for their needs as their lives evolve.
To our clients and to our future clients we say:: We’re proud to be your dedicated Financial Advisor. Thank you for your trust and confidence! We’re so happy that you’re part of our financial family!
Give us a call at 585-568-6656 or email us at dsa@rochesterinvestments.com. We enjoy talking to you!
Our office is located at 1580 W. Ridge Road, Rochester, NY 14615. We do not accept walk ins. Please call in advance to schedule an appointment. We work flexible hours, but we’re generally available during Stock Market Trading Hours. We offer online and in-person meetings to accommodate our in State and out of State clients.
Disclaimer:
*Registration of an investment advisor does not imply any level of skill or training.
**Investing in securities involves risk of loss that clients should be prepared to bear. While we will use our best judgment and good faith efforts in rendering services to our clients, some investment decisions or recommendations we make may not be profitable.
We cannot warrant or guarantee any particular level of account performance, or that any particular investment, or combination of investments, that will be profitable over time. Clients assume all market risk involved, and understand that investment decisions are subject to various market, economic, political, business, currency, and other risks, that we have no control over.
All investing strategies we offer involve risk and may result in a loss of your original investment which you should be prepared to bear. Many of these risks apply equally to stocks, bonds, and any other investment or security.
© Rochester Investments
